Money For Life! |
We live in a society driven by financial excesses. Unfortunately, the compensation for this lifestyle is often poor health, debt, or even the demise of the family. While the 1990s were arguably one of the most prosperous decades in history, collectively we are pursuing a course that could ultimately leave us financially destitute. Total consumer debt in the United States exceeds $1.8 trillion. In the early 1990s, according to the Economic Policy Institute based in Washington, D.C., average household debt was a staggering 80 percent of annual net income. Today, that number has grown to an unbelievable 109 percent. Not surprisingly, the number of those now seeking protection from creditors through personal bankruptcy is also growing at an alarming rate.
| The resulting stress has severely impacted families. Studies show that financial issues remain a significant cause of contention in homes and one of the greatest contributors to divorce. While many of us may not directly experience personal bankruptcy or broken homes, far too many people are making choices daily that have the potential of bankrupting their financial future and destroying their ultimate happiness. The good news is that despite the worrisome financial dynamics of our complex society, there are tools available to help reverse—or altogether avoid—the downward cycle of debt, daily financial stress, and frustration. Money for Life illustrates, through the fictional story of Ryan and Christine Richardson, how we all can use the principles of an envelope budgeting system, and how technology can improve, rather than erode, our awareness of the money we’re earning, spending, and saving on a monthly, weekly, and even daily basis. | Leave A Legacy: Be Your Own Banker! Money you are already spending can make you rich, provide a stable income over your whole lifetime, and still leave millions of dollars for your heirs. Women’s financial health. It’s certainly not a new topic. In fact, the concept gains more and more interest each year as millions of baby boom women get closer and closer to retirement. Some Smart Ways To Give Money Away Creatively. Work At Home in your spare time. 31 proven ways you can earn a full time living from home. |
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The practice of shaving has evolved from a crude and often painful undertaking, to a fine art with an entire industry to cater for the needs of the modern shaver. Before you read further, I will assure you that this article will impart to you what the clerks at the chemist withhold, in their haste to sell their products; important “finer points” that make the difference between a smooth shave and a crude unsightly finish.
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